Video of the Day – Oh the agony!!!

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Today’s offering is, well agony for the almost try-scorers as this video looks at some of those unfortunate players who blew it (hilariously in some cases) with the try line at their mercy. Some deserved the agony as they were showboating and for others, well you can’t do anything but sympathise and hope it never happens to you!!!last_img

Four Hoosier Corn Farmers Seeking Re-election to Indiana Corn Marketing Council

first_img Four Hoosier Corn Farmers Seeking Re-election to Indiana Corn Marketing Council SHARE By Andy Eubank – Aug 20, 2013 SHARE Facebook Twitter Home Indiana Agriculture News Four Hoosier Corn Farmers Seeking Re-election to Indiana Corn Marketing Council Facebook Twitter Voting for the Indiana Corn Marketing Council’s (ICMC) annual election opened August 19 and runs through August 30, 2013 at county Purdue Cooperative Extension Service offices across the state. All voters must visit the Cooperative Extension office to cast their vote.The ICMC board manages state corn checkoff investments and determines promotional, educational and research activities that can strengthen Indiana’s corn industry.According to the Indiana Corn Market Development Law, those who vote in the election of directors to the ICMC Board must be an Indiana producer which is defined as any person engaged in the business of producing and marketing corn in Indiana under the producer’s own name or the name of an entity in which the producer has ownership.The state is divided into nine districts with one director representing each of the districts and six At-Large seats representing the entire state of Indiana. This year, ICMC has seats up for election in Districts 1 and 7, as well as two At-Large seats.District 1: John Whaley of Brook, Ind. is running for re-election. District 1 counties include Benton, Jasper, Lake, LaPorte, Newton, Porter, Pulaski, Starke, and White.District 7: Dennis Whitsitt, Huntingburg, Ind. is running for re-election. District 7 counties include Daviess, Dubois, Gibson, Greene, Knox, Martin, Pike, Posey, Spencer, Sullivan, Vanderburgh, and Warrick.At-Large seats: Ronnie Mohr of Greenfield, Ind. and Michael Nichols of Rockport, Ind. are running for re-election. The At-Large seats represent the entire state of Indiana.Newly-elected directors for districts 1, and 7 and the at-large seats will serve three-year terms beginning October 1, 2013. ICMC directors can serve three consecutive full terms or a total of nine consecutive years.For more information about this year’s elections, contact Governance Manager, Dana Finlan at [email protected] or 317.614.0118.Source: ICMC Previous articleZilmax Suspension Raising More Questions on Both SidesNext articleJasper County Fighting Palmer Pigweed Andy Eubanklast_img read more

GSE Credit Risk Transfer Loss Expectations Trend Lower

first_img GSE Credit Risk Transfer Loss Expectations Trend Lower Subscribe in Daily Dose, Featured, Journal, News, Secondary Market The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Home / Daily Dose / GSE Credit Risk Transfer Loss Expectations Trend Lower Related Articles Share Save Tagged with: Credit Risk Transfer Fitch Ratings GSE GSE Credit Risk Transfer Loss Projections Report hurricane harvey Hurricane Irma loss projections Fitch Ratings has released a new installment of its GSE Credit Risk Transfer (CRT) Loss Projections Report, which is published every six months, in January and June. The report  “details Fitch Ratings’ projections for future credit events and losses on mortgage loan pools referenced by GSE credit risk transfer transactions.” The report spotlights several important takeaways, including loss projections trending downward and the impact of last year’s hurricanes.Fitch reports that their reference pool loss projections have lowered on every transaction compared to their previous review in June 2017. Fitch’s report reads, “At the ‘BBBsf’ rating stress level, projected losses were revised downward by an average of 23 basis points (bps) as a percentage of the remaining pool balance, reflecting strong collateral performance, increased home price appreciation and a shorter term to maturity.”Fitch’s Projections Report shows continuing strong performance for transactions with “at least 12 months’ seasoning,” with the average 60+ day delinquency percentage for 60 percent to 80 percent loan-to-value (LTV) reference pools standing at 20 bps. The highest percentage reported is 43 bps. The average increases to 38 bps for 81 percent to 97 percent LTV reference pools, with the largest percentage for this group at 67 bps.With home prices rising nationwide, it’s no surprise that Fitch found home prices in the pools examined to have increased by an average of 20 percent. Fitch’s report adds that “Consequently, the lower mark-to-market LTV ratios of the reference pools have driven current loss expectations lower relative to deal closing.”Fitch found that strong home price appreciation had driven voluntary mortgage insurance cancellations higher than expected. “For borrowers who are eligible to cancel but have not yet done so,” the report reads, “Fitch increased the haircut to the MI benefit to reflect the possibility that they could cancel sooner than the model currently expects.”Fitch reports that the delinquency percentage for loans in areas affected by Hurricanes Harvey and Irma increased from 1.0 percent to 5.6 percent between October and December 2017. However, delinquency for the entire mortgage pool increased only 16 bps, on average. According to the report, “Fitch expects loan losses from the 2017 hurricanes to be immaterial to the credit risk of the rated classes.”You can read the full Fitch GSE CRT Loss Projections report, in PDF form, by clicking here. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago About Author: David Wharton Credit Risk Transfer Fitch Ratings GSE GSE Credit Risk Transfer Loss Projections Report hurricane harvey Hurricane Irma loss projections 2018-01-15 David Wharton January 15, 2018 2,352 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Homebuyers Seek Innovation From Mortgage Lenders Next: Inventory Shortages & Affordability Leading Some Homeowners to Renovate Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post The Best Markets For Residential Property Investors 2 days agolast_img read more