£5k to invest today? I’d buy cheap FTSE 100 dividend stocks in an ISA for a passive income

first_img “This Stock Could Be Like Buying Amazon in 1997” See all posts by Peter Stephens Peter Stephens | Saturday, 6th June, 2020 Our 6 ‘Best Buys Now’ Shares Enter Your Email Address £5k to invest today? I’d buy cheap FTSE 100 dividend stocks in an ISA for a passive income Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The FTSE 100’s market crash has caused many of its members to offer relatively high dividend yields. Certainly, a number of large-cap stocks have paused their shareholder payouts. But some FTSE 100 shares continue to offer attractive yields, as well as dividend growth potential.As such, investing £5k, or any other amount, in a wide range of them today in a tax-efficient account such as an ISA for the long term could be a more effective means of generating a passive income compared to other assets such as cash and bonds.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…FTSE 100 dividend yieldsAn uncertain outlook for the world economy means dividend cuts have been commonplace across the FTSE 100. In many cases, those companies are likely to reinstate their dividends as the economy’s outlook improves. But, in any case, there are a number of businesses that continue to experience solid financial outlooks. These are expected to maintain their dividend payments throughout 2020.Due, in part, to weak investor sentiment, many FTSE 100 shares currently offer high yields. In fact, it’s possible to generate an annual income return in excess of 5% from a basket of large-cap shares. Therefore, investors can use the current low price level of the index to their advantage, in terms of obtaining higher yields than were possible just a few months ago.Dividend growth potentialDividend growth has been strong across many FTSE 100 sectors over recent years. Although, in 2020 and even over the next couple of years, the rate of dividend growth may decline, over the long run, a resumption of inflation-beating dividend growth rates seems likely.Monetary policy stimulus has the potential to boost the economy’s outlook. Likewise, the global economy’s track record of recovering from every one of its previous recessions to post growth suggests the operating environments for many FTSE 100 businesses could improve. Therefore, buying a portfolio of dividend stocks today could generate rising income returns for investors over the coming years.Other opportunitiesThe landscape for income-seeking investors has become more challenging as a result of coronavirus. Other income-producing assets, such as Cash ISAs and bonds, now offer lower income returns due to a decline in interest rates to just 0.1%. With the Bank of England likely to maintain an accommodative monetary policy to boost the economy, there’s a lack of choice for income investors who are seeking to make a passive income.Therefore, while the FTSE 100 could experience a challenging period that includes paper losses for investors over the coming months, large-cap dividend stocks could be the most attractive means of generating a passive income. Over the long run, many of the index’s members could deliver dividend growth. This could make now the right time to buy a diverse range of them in a tax-efficient account such as an ISA. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.last_img read more

NCUA: Different Roles, Different Oversight

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Government, Headlines, News July 6, 2017 1,326 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Tagged with: CFPB NCUA About Author: Brianna Gilpin Previous: Dear HUD; Love, Senators Next: Homeowners Associations: The Robin Hood of Foreclosure The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles CFPB NCUA 2017-07-06 Brianna Gilpin Demand Propels Home Prices Upward 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Mark McWatters, Chairman of the National Credit Union Administration (NCUA), recently sent a letter to the Consumer Financial Protection Bureau (CFPB) Director Richard Cordray asking that federally insured credit unions be exempted from CFPB oversight.McWatters argues that the credit unions, as not-for-profit, and consumer-owned financial institutions, have a different role than for-profit, investor controlled financial institutions.McWatters also says that the punitive fines that the CFPB uses for enforcement is “particularly inequitable when compared to the impact such fines have on investor-owned, for-profit financial institutions…the imposition of aggressive punitive fines on the very FICU credit union consumers that the CFPB is tasked with protecting ‘for the benefit of consumers’ is tantamount to imposing a ‘the beatings will continue until morale improves’ approach to consumer protection enforcement.”The NCUA already regulates credit unions, McWatters adds, and has more enforcement tools at its disposal than does the CFPB, with the ability to go after affiliated parties, not just federally insured credit unions. He also explained that exempting federally-insured credit unions from the bureau’s jurisdiction would allow the NCUA to “act as the primary agency responsible for the examination and enforcement of consumer financial protection laws for only six additional FICUs,” which, he added, would free up resources for the CFPB.The National Association of Federal Credit Unions (NAFCU) applauded McWatters’ letter.“NAFCU – from the bureau’s inception – was against the CFPB having direct oversight over credit unions and was the only financial services trade association to take that stance,” said NAFCU President and CEO Dan Berger, in a prepared statement. “NAFCU and its members thank Chairman McWatters for making this request directly to Director Cordray.”In the event that Cordray does not want to move forward with exempting federally insured credit unions from the bureau’s oversight, McWatters requested that the two agencies work together to conduct all examinations of those institutions jointly. Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago NCUA: Different Roles, Different Oversight Home / Daily Dose / NCUA: Different Roles, Different Oversight The Best Markets For Residential Property Investors 2 days ago Subscribelast_img read more

Nisky residents lose in partisan battle

first_imgYasmine Syed, the recently elected Republican town supervisor, raised several concerns with items on the agenda of the Niskayuna Town Board’s March 27 meeting.  None of the four Democrats on the five-member town board (John Della Ratta, Denise Murphy McGraw, Bill McPartion and Lisa Nemza Weber) made any comments on anything raised by Syed. None. Yet, when the board proceeded to a vote, the four Democrats voted for each item and against Syed. Each item passed by a 4-1 vote.It’s fair to conclude that this four-member Democratic block on the town board has adopted a tactic intended to punish the Republican supervisor for having won the election. Unfortunately, town residents are also being punished. We have become collateral damage in this battle and are now no longer told why the four Democrats favor or oppose any item on which they are voting. If residents wish to again know why the Democrats are voting as they are, it seems we must vote Syed or the other four town board members out of office.Elmer F. BertschNiskayunaMore from The Daily Gazette:EDITORIAL: Urgent: Today is the last day to complete the censusFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Find a way to get family members into nursing homesNiskayuna girls’ cross country wins over BethlehemEDITORIAL: Beware of voter intimidation Categories: Letters to the Editor, Opinionlast_img read more

12 Tipp athletes feature in National Novice Cross Country championships

first_imgToday sees the National Novice Cross Country championships take place at at Carriaganore WIT Waterford.Twelve athletes from across Tipperary take part in the men’s race – which is run over 6k.Tom Hennessy, Arron Quigley(Nenagh Olympic), Michael Carey and Jimmy Boland (Clonmel), John Tracey, Denis Shanahan, John Fitzgibbon (Thurles Crokes), William Stephens (Coolquill), Kevin Moore and Dermot Hayes (Dundrum), Paddy Cummins and Shane Mullaney (Moycarkey Coolcroo) all compete from Tipp.last_img read more