West Ham to sign Alex Song from Barcelona on three-year deal

first_img Alex Song West Ham co-owner David Sullivan says a deal has been agreed to sign Alex Song from Barcelona, if the midfielder can pass a medical.The 27-year-old Cameroon international spent last season on loan with the Hammers and impressed sufficiently to earn a permanent move and a three-year contract, as long as the former Arsenal midfielder can prove his fitness.Speaking to the KUMB (Knees Up Mother Brown) Podcast, Sullivan said: “We have a deal in place with Alex Song subject to a medical. If the medical is okay, we’ll take him.“He’s a player we all admire and we just hope that the medical shows he’s in a sufficient state for us to gamble.“He couldn’t physically pass a medical tomorrow, but if the medics say it’s just a technical thing and he’s only a couple of weeks away you’d take that gamble and hope they’re right.“He’s still got two years left on his Barcelona contract and you’re signing a player on a three-year contract, so it’s a huge commitment. He’s a big earner, Alex.“He’s injured at the moment, which is something you’ve got to weight up. But we’ve got until September 1st to make a decision.”Song starred for West Ham in the first part of last season but his form faded like the team’s.Sullivan added: “On his pre-Christmas form he was possibly the best player we’ve ever signed. But after Christmas he was just another player.“Maybe there’s reasons for that and maybe we’ll see the true Alex Song and maybe he’ll make a huge contribution this year.“We’d like another senior pro in that position.” 1last_img read more

Butterflies Invented LEDs First

first_imgLight-emitting diodes (LEDs) were a prized invention of physicists, improved greatly in 2001, but now we find butterflies invented them first.  We already knew that butterfly wings achieve their shimmering iridescence by means of photonic crystals (01/29/2003), as do some birds (10/13/2003), but now it appears that the butterflies have even more exotic tricks up their sleeves: they have true LEDs.    Pete Vukusic of Exeter and Ian Hooper of MIT were startled to see the wings of African swallowtails shine super-bright under ultraviolet light.  They reported in Science this week that the photonic crystals absorb UV and re-radiate it in a blue-green portion of the visible spectrum where the butterfly’s eye is particularly sensitive.  Not only that, the photonic crystals are shaped in a cylindrical way to prevent side-scattering, are spaced for maximum effect, and contain reflective surfaces to focus the light straight out of the tubular shafts.  This makes them “all but identical in design to the LED,” said Vukusic.  Being able to emit powerful light without a semiconductor or power source makes the feat “doubly efficient in a way,” he said.  It’s not just an analogy calling this structure an LED, he explained – that is really how it works.  The researchers feel that their results will help engineers improve manmade devices.  “When you study these things and get a feel for the photonic architecture available, you really start to appreciate the elegance with which nature put some of these things together,” he said.  Sources: BBC News, MSNBC, LiveScience and News@Nature.There was little mention of evolution in any of the papers, except that the BBC article stated that the butterflies “had been using this method for 30 million years,” and News@Nature mentioned in passing that the system had “evolved to direct the emitted light outwards” without venturing to say how.  All the evolutionists seemed so amazed that a butterfly figured this out.  Even Ker Than, Mr. Dogmatic Darwinist and ID-Basher, didn’t dare speculate about how this precision optical system evolved.  To top that, Nature, that Darwinese foghorn, actually subtitled their piece, “Butterflies shine brighter by design.”  Cowabunga!  Are they beginning to see the light?    Think about the fact that a butterfly goes through an egg, caterpillar, and chrysalis stage.  In that last stage, all its guts are transformed into precision LEDs, flight software and hardware, vision, incredibly-sensitive olfactory systems and much, much more.    Kids should get out with their butterfly nets and learn some creation science like they always have.  Only now, they should learn some physics and optical electronics, too.  Sounds like some good Science Fair material here.(Visited 15 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

South Africa beats Senegal in soccer friendly

first_img9 September 2015Bafana Bafana beat Senegal in the Nelson Mandela Challenge, played at Orlando Stadium in Soweto last night. Mpho Makola, in his debut for the national side, scored the only goal of the game in the 78th minute.Coach Shakes Mashaba, who made seven changes to the team following the game lost to Mauritania in an Afcon qualifier on 5 September, will be well pleased with how the players acquitted themselves against a side that had not lost a match since the African Cup of Nations earlier in the year.Bafana produced some excellent football throughout the first half, with Sibusiso Vilakazi and Thamsanqa Gabuza linking up extremely well.The first half ended 0-0.South Africa started the second half much like they had finished the first, pressing for a goal but again wasted numerous scoring opportunities.A breakthrough came in the 78th minute, when Makola received the ball outside the area and unleashed a beautiful right-footed curler into the top-right corner.Senegal had chances to equalise, but a combination of poor shooting and some great work by Itumeleng Khune ensured that the Bafana captain secured the 31st clean sheet of his international career.Although only a friendly, a victory against such quality opposition will surely allow Mashaba to breathe a sigh of relief.Source: News24Wirelast_img read more

The decision to expand or sell

first_imgShare Facebook Twitter Google + LinkedIn Pinterest The beef industry has certainly experienced a bit of an economic “roller coaster” over the past few years. The historically high prices for all classes of beef cattle during 2014 and the first half of 2015 encouraged an expansion phase to begin. As beef cattle prices have moderated over the past year, expansion has continued but at a slower pace. The outlook for beef cattle prices for the next several years still remains positive. The current beef economy has created an interesting dynamic where you can hear producers debating the merits of expanding their herds and also merchandising females.Depending on your situation, the current beef economic climate provides a unique opportunity for both buyers and sellers of breeding cattle. Both groups can take advantage of this situation by participating in the upcoming Ohio Cattlemen’s Association fourth annual Replacement Female Sale on Friday evening, Nov. 25. The sale will be held at the Muskingum Livestock facility in Zanesville and will start at 6 p.m.The 2016 Ohio Cattlemen’s Association Replacement Female Sale will provide an opportunity for both buyers and sellers to meet the need for quality replacements in the state. Consignments may include cow-calf pairs, bred cows and bred heifers. Females must be under the age of five as of Jan. 1, 2017 and may be of registered or commercial background. Bred females must be bred to a bull with known EPD’s and calves at side of cows must be sired by a bull with known EPD’s. Pregnancy status must be verified by an accredited veterinarian through traditional palpation, ultrasound or by blood testing through a professional laboratory. Analysis must be performed within 60 days of sale. Consignments will also be fulfilling specific health and identification requirements.I have heard much speculation about the price prospects for bred replacement females for the fall sale season. While I certainly do not possess a crystal ball to give me an insight on future prices, I do believe that we will see solid demand for quality bred heifers and young bred cows. I do believe that the increase in numbers of the nation’s cow herd will allow buyers to be more discriminating and discount lesser quality females. The best data I can provide you for planning purposes is from the first three Ohio Cattlemen’s Association’s Replacement Female Sales. The average selling price for females in the sales is as follows: 2013 — $1,812, 2014 — $2,598, and 2015 — $2,374.Consignments for the sale are due to the Ohio Cattlemen’s Association by October 1, 2016. Sale information can be obtained by contacting the Ohio Cattlemen’s Association at (614) 873-6736 or at their web site located at www.ohiocattle.org . If you have any questions about the sale, you can call me at my office at (740) 289-2071, Extension #242 or contact me by e-mail at grimes.1@osu.edu. Please consider this sale as an option for both buyers and sellers to help contribute to the improvement of Ohio’s beef cow herd.last_img read more

9. Honey I shrunk the combine

first_imgShare Facebook Twitter Google + LinkedIn Pinterest It seems like every farm show across the U.S. was unveiling the biggest and best technology and machinery agriculture has to offer, but at some of these shows farmers and farm enthusiasts alike were getting a glimpse at something a little bit tinier. Kansas farmer Alan VanNahmen has built one-quarter and one-third scale replicas of a John Deere combine. The idea came to VanNahmen as he was working at Machinery Link, a company that started as a combine leasing business to help reduce farmers’ operating expenses.“The company I was working for was trying to shrink the cost of combines and harvesting, so I decided to create a quarter-scale John Deere combine to help get that message out,” VanNahmen said.The FarmBuddy combine was born.last_img read more

2018 Ohio State Fair Market Beef Show results

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Grand Champion Market Beef: Caden Jones, Allen Co. (Div. III Cross) Res. Grand Champion: Carver Gostomsky, Darke Co. (Div. III Res. Cross)Third: Elizabeth Heintz, Hardin Co. (Champ. Maine)Fourth: Brady Turnes, Perry Co. (Div. II)Fifth: Delaney Jones, Allen Co. (Champ. Chianina) Judge Brandon Callis, Oklahoma Class 1 AngusChamp: Carly Sanders, HighlandRes. Champ: Erica Snook, Noble Class 2 ChianinaCaroline Blay, PortageTaylor Poff, Geauga Class 3 ChianinaDelaney Jones, AllenKimberly Winner, Darke Champ: Delaney Jones, AllenRes. Champ: Kimberly Winner, Darke Class 4 HerefordAlexis Shaw, TuscarawasCaroline Vonderhaar, Preble Class 5 HerefordFranklin Kinney, LoganAdeline Kendle, Tuscarawas Champ. Hereford: Franklin Kinney, LoganRes. Champ Hereford: Alexis Shaw, Tuscarawas Class 6 Maine-AnjouElizabeth Heintz, HardinAustin Sorgen, Van Wert Class 7 Maine-AnjouColby Watson, ChampaignHarrison Blay, Portage Champ. Main-Anjou: Elizabeth Heintz, HardinRes. Champ Maine-Anjou: Colby Watson, Champaign Class 8 ShorthornChamp. Shorthorn: Kate Hornyak, GeaugaRes. Champ Shorthorn: Taylor Muhlenkamp, Mercer Class 9 Shorthorn PlusChamp: Kassidy Thompson, MiamiRes. Champ: Mallory Peter, Defiance Class 10 SimmentalChamp Simmental: Carter McCauley, GuernseyRes. Champ Simmental: Grant Belleville, Wood Class 11 AOBChamp. AOB: Alli Underwood, HardinRes. Champ AOB: Sydney Sanders, Highland Class 12 Market HeiferLincoln Winner, DarkeRufus Levi Tackett, Scioto Class 13 Market HeiferHanna Schroeder, PutnamBrice Phelps, Union Champ. Market Heifer: Hanna Schroeder, PutnamRes. Champ. Market Heifer: Lincoln Winner, Darke Crossbred Div. I Champ: Case Barton, HolmesDiv. II Res. Champ: Adam Thompson, Clinton Div. II Champ: Brady Turnes, PerryDiv. II Res. Champ: Carson Shafer, Preble Div. III Champ: Caden Jones, AllenDiv. III Res. Champ: Carver Gostomsky, Darke Div. IV Champ: Lori Millenbaugh, CrawfordDiv. IV Res. Champ: Oliver McGuire, Champaignlast_img read more

Hit and miss planting progress continues to frustrate

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Dylan Baer – Wood CountyThere have been some guys west of here who were able to get in the fields and get some planting done on Saturday. We could only find one field we thought we could run on and we got 50 acres of corn in. We got the drill out in the afternoon on Saturday and made about three rounds planting beans and decided it was too wet. It was raining again Sunday morning.The last I heard, we were closing in on 14 inches since April 1. I’m pretty sure that is record breaking for us. Even the older farmers are talking about how they have never seen this. The 10-day forecast doesn’t look good so we have pretty much written off corn at this point. We were hanging on for as long as we could. Every time a chance of rain came up we’d say, ‘If we miss this one we could plant’ but we got it every time.We flew on a Prosaro application for head scab last week on the wheat. There is some wheat that got topdressed early and it is starting to yellow up a little like it is losing N. So far our wheat is a nice green color and I think we’ll at least have something to harvest.We keep telling ourselves it is better to try and fail than not try, but there are guys getting stuck out there. And, in some of the fields that are planted, there are some pretty good-sized ruts in the field. We are trying.We are planting corn fields to beans based on what landlords want to do. Otherwise, we are just going to take prevented planting on the corn, plant cover crops and try again next year. We may plant more wheat on some of those fields because we may have late beans that could limit the wheat crop we plant this fall.We have been close to being able to get out and mow hay, but we just can’t get four days without rain. We have seen where guys have been able to run and it is disappointing for us, but it is what it is at this point.Andrew Armstrong – Clark CountyHere on our farm we are very fortunate. On Saturday night we were able to put the last bean in the ground. We were able to finish corn before the insurance date on June 5, other than we had a few drowned out spots we knew were bad. We spotted those in.We pushed the envelope a little on when we got into the fields. We went with what most of the soil was like in the field instead of waiting until we were ready in the whole field. It was a little sketchy in some places. There were places we had to stop and pick up the planter and go back and dig out a couple of rows. For our decision, we’d look at how bad we were cleating and if we were closing the rows behind us, at least a little bit.The crops are coming up pretty well. We sidedressed the acres of corn we were able to plant in April and the corn we planted in May will need to be sidedressed soon. We were going to sidedress today but we got a shower last night and it will probably be Wednesday before we can get out in the fields. With the beans we are pretty happy with what we are seeing based on the planting conditions. They are at least coming up.Around here there is a wide range of planting progress. Some people waited until conditions got better and some of us just went when we could get the planter in the ground to get some acres in. I honestly don’t know which side is correct. We’ll know more this fall.We are going to watch the early corn like a hawk. It was planted in better conditions so we will push for better yields on those acres and the later fields we are just hoping just to see some return on those.We are really fortunate on what we were able to get done. I know a lot of people weren’t so lucky. Sometimes it is better to be lucky than good, and we were lucky this year.Nathan Brown – Highland CountyIt is raining again so it is a pretty typical day. We finished up corn last Thursday. We have one small field of beans to plant yet but we are pretty well wrapped up down here. We had a pretty good stretch of weather last week and we got a lot accomplished. There are still some guys around here trying to finish up, but you don’t have to go very far to find ground that hasn’t been touched yet. A lot of guys were talking about planting after the insurance dates because they are looking at the potential to get some decent prices.There are a lot of guys, including myself, who pushed it hard and planted a little sooner than we should have. But, we planted based on the calendar and we got it in. We are kind of glad we are still getting some rains to help the root systems break through the compacted sidewall and get some root development.Disease wise, I haven’t noticed a whole lot yet, but if we continue to get these rains we are going to have to keep an eye on a lot of this stuff. We are seeing a little bit of head scab in the wheat, but we did put fungicide on and that is holding most of it back.We are looking at maybe 2 weeks before wheat will be ready to harvest. There is some earlier stuff that is further along. The wet weather will make it important to get it harvested timely. This might be a year where you want to start early and get it done to preserve that quality. There may not be much of a window so when it is time to go we’d better be ready to go. We have a good price right now and if you have a decent crop out there, preserving that quality is going to be important.There has been very little hay made down this direction, other than wet wrapped. The hay situation is getting scary. A lot of this stuff is getting to mature and rank. We may have problems with the hay quality this winter.Lamar Liming – Trumbull/ Mahoning CountyI have got some hay chopped and got my silos filled. The quality was low on it and the fields were still a little iffy. I haven’t made any dry hay, so we still have that to make. The hay is way over matured, but what are you going to do? The ground is so wet you can’t get it dried.Some people to the south and to the north got some crops planted over the weekend. I haven’t planted anything since Memorial Day. In the last couple of weeks we have gotten 4.5 inches of rain.I got 80% of my corn acres planted and I guess I’ll give it another week. If it dries out, I’ll still plant corn. We chop about 20% of our corn acres.After that I’ll probably consider switching to beans. I think the price of corn is going to keep going up, which is why I would rather plant corn than beans. And if everyone switches corn to beans, beans won’t be worth anything.I’ve heard everything. Some people are talking about prevented planting. Some are talking about planting corn up until the 20th. There are so many different angles to look at with these decisions. I think I have one thing figured out and then I hear something else.We are supposed to get more rain this afternoon — anywhere from two tenths to an inch depending on what model you look at. Then we are supposed to get two nice days, then rain again on Thursday.For the year, the crops that have been planted look pretty good. We do have some drowned out spots in the corn. The beans we planted 2 weeks ago are coming up and, for as much water as we’ve had, they look alright.We are hopeful with this North American trade agreement and the impact it will have on dairy. Prices have been going in the right direction and that would sure help. I was nervous when they were starting to talk about those tariffs on Mexico, but it sounds like that is worked out.last_img read more

Hemp bill moves to DeWine’s desk

first_imgShare Facebook Twitter Google + LinkedIn Pinterest By Ellen Essman, Senior Research Associate, OSU Extension Agricultural & Resource Law ProgramIt’s been busy in Columbus, with the Ohio General Assembly sending multiple bills to Governor Mike DeWine for his signature. One of the bills is one we have been following very closely — Substitute Senate Bill 57, or the “hemp bill.”Ohio’s hemp bill was originally introduced in the Senate in February. The bill was written in response to the 2018 federal Farm Bill, which gave states the option to create hemp programs so that citizens within the state could cultivate and sell hemp products. For a breakdown of the Farm Bill, see our post here. Ohio’s hemp bill passed the Senate in March, and was sent to the House, where numerous amendments were made.The Ohio House made many changes to the Senate’s original hemp bill. Most importantly, the House version, in addition to requiring a license to cultivate hemp, also requires a license to process hemp into different products. Additionally, the House’s substitute version of the bill created a Hemp Marketing Program, which would be similar to other grain and soybean marketing programs, added legally cultivated hemp to the list of agricultural uses permitted under CAUV, required setbacks between hemp and medical marijuana cultivation, and banned people from obtaining both hemp licenses and medical marijuana licenses, among other changes.We were not expecting the hemp bill to pass the General Assembly in July, as House Speaker Larry Householder indicated in June that the House would not vote on the bill until September 2019. However, on July 17, 2019, the bill passed in the House with emergency language, and the changes were quickly accepted by the Senate. During the July 17 afternoon legislative session, we were given some possible insight into why the bill passed so quickly and unexpectedly; State Representative Koehler spoke about the need to help Ohio’s farmers given all the struggles they currently face. Representative Koehler viewed quick passage of the bill as an opportunity for Ohio farmers to potentially have a new commodity crop in the ground next spring.The emergency language in the final version of the bill means that once signed by the Governor, the law will go into immediate effect. In other words, once the bill passes, hemp and hemp products will be decriminalized in Ohio and the Ohio Department of Agriculture (ODA) will be able to immediately begin the process of writing regulations to carry out the new hemp cultivation and processing programs.Even with the emergency language in the bill, a few things still need to happen before farmers can plant hemp. First and most obviously, Governor DeWine still needs to sign the bill into law. Then, ODA must begin its hemp program rulemaking. The rules will not become effective until the United States Department of Agriculture (USDA) approves of Ohio’s hemp program. After USDA approves the program, then ODA will be able to approve licenses for those who want to cultivate and process hemp.last_img read more

10 Smart Links You Missed on Twitter on Today

first_imgTags:#Augmented Reality#Data Portability#Digital Lifestyle#Facebook#gaming#Internet of Things#Lists#twitter#web Facebook is Becoming Less Personal and More Pro… abraham hyatt Related Posts Toyota Kills Scion iPhone Jailbreak Theme After Apple Complains http://bit.ly/gCpkpL via @dailytechCalifornia’s CTO: If government agencies spent 10% of their time on social media, “it would be the equivalent of hiring 10 to 15 staffers.” http://bit.ly/dR8IaL via @ohmygov“What are we building? We are building augmented reality glasses for the masses.” http://bit.ly/gWtkvV via @augmented Tumblr’s Mark Coatney: Do Most Websites Treat Commenters As Second Class Citizens? [Video] http://bit.ly/elVLxF via @neilvidyarthiExaminer.com will use “peer reviews and incentive pay to increase the professionalism of its content.” Content farm? Not us! http://bit.ly/fm01o1 via @davidaKaplan– More after the jump“Before long, thought-controlled objects may move far beyond games. ‘Toys are just the beginning…’” http://buswk.co/fwd7vR via @sol_tanguayTragedy of the Data Commons: The law should provide a safe harbor for the dissemination of publicly available, anonymized research data. http://bit.ly/gqHqQs via @jranck9 reasons why Google and Apple should be worried about Amazon http://bit.ly/fGuKvd via @plamere“United Russia is the party of corruption, the party of crooks and thieves.” One man’s cyber-crusade against Russian corruption. http://nyr.kr/fL1ytt via @newyorkerThe Society for Storytelling’s Tales of Things: Object storytelling in the age of the Internet: http://bit.ly/fhUVID via @talesofthingsFollow ReadWriteWeb and the ReadWriteWeb team on Twitter.What links did we miss? Let us know in the comments.center_img The Dos and Don’ts of Brand Awareness Videos Guide to Performing Bulk Email Verification A Comprehensive Guide to a Content Auditlast_img read more

What renters who want a smart home should consider

first_img“We are seeing so many of those features very quickly being adopted into apartments,” he said. “Technologies like Nest thermostats and ecosystems which are being developed by Google. Where you have a Nest thermostat and some of the additional features that can be controlled with your smartphone device within the unit. Whether it is the locks, camera or security feature, we are seeing a lot of interest in those.” Duggan says that in some cases, for instance for removable insulation jackets, utility providers such as National Grid will offer incentives for landlords to install the more efficient removable jackets to cut down on heat loss on building components. James is a marketing, communications, and PR professional specializing in B2B and B2C software in healthcare, software, and technology.He is an innovative and proactive builder focused on bridging C-level business demands with the creative side of marketing with product and content marketing. Follow the Puck “We have a massive amount of data about what people are really valuing and what people really want, and again three years ago we didn’t do that,” he said. “So I ask myself, companies that aren’t doing that how do you really know what your residents really want.” James Calder “Tenants especially under 30, have a very positive reaction to smart locks and key fobs versus traditional metal keys,” he said. “The added security and convenience is definitely appreciated.” Steve Duggan is a Licensed real estate Salesperson at CitiHabitats in New York City. Duggan is noticing a heavy investment in smart technology. The team at GreyStar is actively gathering data from its enormous network of residents. The companies email surveys receive a 28 percent response rate, which translates on a monthly basis to about 70,000 responses. “We are an apartment company, that is our niche our expertise and what we exclusively do,” Livingstone said. “At GreyStar we do three things, we manage apartments, mostly for third party owners, but we also manage apartments that we own ourselves. We also are a developer and construction company of apartments. We have about 6 billion dollars of development going on right now so domestically we are the largest developer of apartments. We are also an investment management company. We call that the three legs of the stool and that is what we do and how we do it.” “I think we are usually looking at number one, is the technology in demand, do people think it will have an impact on their experience,” he said. “And if we think it is a technology that is going to be in demand we then focus on how can we make that technology work well, because a lot of technologies have promised that they will work, but just really don’t work well in multi family.” I reached out to a couple of people in this industry to gain a better understanding of how the real estate apartment landscape is quickly shifting. See also: Smart homes are more hackable with IoT devicesAndrew Livingstone, is Executive Managing Director at GreyStar, one of the largest property management company in the U.S. and possibly the world. The company manages about 425,000 apartments across 45 U.S., with operations in the UK, the Netherlands, Mexico, and soon to be expanding into Asia Pacific. Internet of Things Makes it Easier to Steal You… “I am not so sure that is at all in the life plan of so many in the younger generation today,” he said. “So that means multifamily is an asset class of choice and not just one that is a temporary place but in fact, they are looking to have that as a key part of their life. They want flexibility and amenities without having all of the responsibilities and risk of homeownership. I don’t see that changing over the next few decades.” Related Posts “I am seeing investors who do renovation work or value add projects as well as current landlords looking to be more efficient, increasingly looking at technology to boost their operating income,” he said. “The use of an Energy Star certified thermostat like Nest, smart locks, and customized removable insulation jackets to prevent heat loss, are being increasingly employed to reduce costs.” Tags:#featured#Google#Internet of Things#IoT#Nest#Smart homes#top Livingstone said GreyStar doesn’t necessarily think about tech as an amenity first, but it is absolutely on their radar. According to the National Multifamily Housing Council, 35 percent of the U.S. population — or 112 million residents — rent vs own. Historically speaking these people tend to live in urban areas and the demographics trend younger in age. That demographic is also more likely to want technology as an amenity.“More and more multifamily is going to play a bigger more dominant role in all cities,” Livingstone said. “So to really advance what smart cities are all about, multifamily is going to play a huge role.” According to Livingstone many of the technologies that apartments are implementing feel like they are starting from the single family market. Small Business Cybersecurity Threats and How to… Why IoT Apps are Eating Device Interfaces Single family homes used to have the monopoly on smart home products. Technology not only changes how things are built but it makes them function better. As a marketing director of an IoT company serving multi family and campus communities, I keep a close eye on the big property management companies and developers. But does everyone want to buy?He explained that there was a time when most people viewed apartments as a pit stop on their final destination towards home ownership.last_img read more